:root {
  --bg: #F6F8FB;
  --surface: #FFFFFF;
  --ink: #0B1F3A;
  --muted: #4B5D77;
  --line: #D8DFEA;
  --gold: #9C7224;
  --gold-fill: #C9A04B;
  --navy: #0B1F3A;
  --navy-2: #14305A;
  --on-navy: #EEF1F6;
  --on-navy-muted: #A9B8D0;
  --gold-on-navy: #D9B566;
  --focus: #C9A04B;
  --hdr-bg: #FFFFFF;
  --hdr-ink: #0B1F3A;
  --hdr-muted: #4B5D77;
  --hdr-line: #D8DFEA;
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #08152B;
    --surface: #0E2140;
    --ink: #EEF1F6;
    --muted: #A3B3CC;
    --line: #21385C;
    --gold: #D9B566;
    --gold-fill: #D9B566;
    --navy: #0A1A33;
    --hdr-bg: #0A1A33;
    --hdr-ink: #EEF1F6;
    --hdr-muted: #A9B8D0;
    --hdr-line: rgba(217, 181, 102, 0.28);
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #08152B;
  --surface: #0E2140;
  --ink: #EEF1F6;
  --muted: #A3B3CC;
  --line: #21385C;
  --gold: #D9B566;
  --gold-fill: #D9B566;
  --navy: #0A1A33;
  --hdr-bg: #0A1A33;
  --hdr-ink: #EEF1F6;
  --hdr-muted: #A9B8D0;
  --hdr-line: rgba(217, 181, 102, 0.28);
  color-scheme: dark;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: "Hanken Grotesk", system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
:focus-visible { outline: 2px solid var(--focus); outline-offset: 3px; }
img { max-width: 100%; height: auto; }
p { margin: 0; }
section[id] { scroll-margin-top: 84px; }
.wrap { width: 100%; max-width: 1120px; margin-inline: auto; padding-inline: 20px; }
.skip { position: absolute; left: -9999px; top: 8px; background: #D9B566; color: #0B1F3A; padding: 10px 16px; font-weight: 600; z-index: 20; }
.skip:focus { left: 8px; }
.mono { font-family: "IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace; }
.eyebrow {
  font-family: "IBM Plex Mono", ui-monospace, Menlo, monospace;
  font-size: 12px; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--gold); margin: 0 0 18px;
}
h1, h2, h3 {
  font-family: "Familjen Grotesk", "Hanken Grotesk", system-ui, sans-serif;
  text-wrap: balance; margin: 0; letter-spacing: -0.02em; line-height: 1.1;
}

/* Header */
.site-header {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 10;
  background: var(--hdr-bg); color: var(--hdr-ink);
  border-bottom: 1px solid var(--hdr-line);
}
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-block: 12px; }
.brand { display: inline-block; background: #FFFFFF; padding: 5px 12px; text-decoration: none; line-height: 0; }
.brand img { display: block; height: 54px; width: auto; }
.site-nav { display: flex; align-items: center; gap: 28px; }
.site-nav a { text-decoration: none; font-size: 14.5px; color: var(--hdr-muted); font-weight: 500; }
.site-nav a:hover, .site-nav a[aria-current="page"] { color: var(--hdr-ink); }
.site-nav a[aria-current="page"] { box-shadow: 0 2px 0 var(--gold-fill); padding-bottom: 4px; }
.site-nav a.cta { color: #0B1F3A; background: #D9B566; padding: 9px 16px; font-weight: 600; box-shadow: none; }
.site-nav a.cta:hover { background: #E6C87F; color: #0B1F3A; }
.menu-btn {
  display: none; font: inherit; font-size: 14px; font-weight: 600; color: var(--hdr-ink);
  background: transparent; border: 1px solid var(--hdr-line); padding: 9px 14px; cursor: pointer;
}

/* Buttons */
.btn {
  display: inline-block; text-decoration: none; font-weight: 600; font-size: 15.5px;
  padding: 14px 24px; border: 1px solid transparent; cursor: pointer; font-family: inherit;
}
.btn-gold { background: #D9B566; color: #0B1F3A; }
.btn-gold:hover { background: #E6C87F; }
.btn-line { border-color: rgba(238, 241, 246, 0.35); color: var(--on-navy); background: transparent; }
.btn-line:hover { border-color: #D9B566; color: #D9B566; }
.actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 36px; }
.more { display: inline-block; margin-top: 22px; font-weight: 600; font-size: 15px; color: var(--gold); text-decoration: none; border-bottom: 1px solid currentColor; padding-bottom: 2px; }
.more:hover { color: var(--ink); }

/* Home hero */
.hero { background: var(--navy); color: var(--on-navy); overflow: hidden; }
.hero .wrap { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr); gap: 48px; align-items: center; padding-block: 88px 96px; }
.hero .eyebrow { color: var(--gold-on-navy); }
.hero h1 { font-size: clamp(40px, 6vw, 68px); font-weight: 600; }
.hero h1 em { font-style: normal; color: var(--gold-on-navy); }
.hero .lede { margin-top: 26px; font-size: 19px; color: var(--on-navy-muted); max-width: 52ch; }
.hero-art svg { width: 100%; height: auto; display: block; }
.facts {
  margin: 22px 0 0; padding: 18px 0 0; border-top: 1px solid rgba(217, 181, 102, 0.3);
  display: grid; grid-template-columns: auto 1fr; gap: 8px 18px;
  font-family: "IBM Plex Mono", monospace; font-size: 12px; letter-spacing: 0.04em;
}
.facts dt { color: var(--gold-on-navy); text-transform: uppercase; letter-spacing: 0.12em; }
.facts dd { margin: 0; color: var(--on-navy); }

/* Sub-page hero */
.page-hero { background: var(--navy); color: var(--on-navy); }
.page-hero .wrap { padding-block: 56px 72px; }
.page-hero .eyebrow { color: var(--gold-on-navy); }
.page-hero h1 { font-size: clamp(34px, 5vw, 56px); font-weight: 600; max-width: 18ch; }
.page-hero .lede { margin-top: 22px; font-size: 19px; color: var(--on-navy-muted); max-width: 56ch; }
.crumbs { list-style: none; margin: 0 0 40px; padding: 0; display: flex; flex-wrap: wrap; gap: 6px 10px; font-family: "IBM Plex Mono", monospace; font-size: 12px; letter-spacing: 0.06em; color: var(--on-navy-muted); }
.crumbs li + li::before { content: "/"; margin-right: 10px; color: var(--gold-on-navy); }
.crumbs a { color: var(--on-navy-muted); text-decoration: none; }
.crumbs a:hover { color: var(--gold-on-navy); }
.crumbs [aria-current] { color: var(--on-navy); }

/* Sections */
section { padding-block: 96px; }
.section-head { max-width: 640px; margin-bottom: 52px; }
.section-head h2 { font-size: clamp(30px, 4vw, 44px); font-weight: 600; }
.section-head p { margin-top: 18px; color: var(--muted); font-size: 18px; }
.alt { background: var(--surface); border-block: 1px solid var(--line); }
.tight { padding-block: 72px; }

.services { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 2px solid var(--ink); }
.service { padding: 30px 30px 8px 0; }
.service + .service { padding-left: 30px; border-left: 1px solid var(--line); }
.service h3 { font-size: 24px; font-weight: 600; margin-bottom: 14px; }
.service p { color: var(--muted); }
.service ul { list-style: none; margin: 22px 0 0; padding: 0; font-size: 15px; }
.service li { padding: 10px 0; border-top: 1px solid var(--line); display: flex; gap: 10px; }
.service li::before { content: ""; flex: none; width: 6px; height: 6px; margin-top: 10px; background: var(--gold-fill); }

.steps { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 0; margin: 0; padding: 0; list-style: none; }
.step { position: relative; padding: 26px 22px 0 0; border-top: 2px solid var(--line); }
.step::before { content: ""; position: absolute; left: 0; top: -2px; width: 44px; height: 2px; background: var(--gold-fill); }
.step .n { font-family: "IBM Plex Mono", monospace; font-size: 12px; letter-spacing: 0.14em; color: var(--gold); }
.step h3 { font-size: 21px; font-weight: 600; margin: 10px 0 10px; }
.step p { font-size: 15px; color: var(--muted); line-height: 1.55; }

.split { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: 64px; align-items: start; }
.split h2 { font-size: clamp(30px, 4vw, 44px); font-weight: 600; }
.split .intro { margin-top: 18px; color: var(--muted); font-size: 18px; }
.principle-list { display: grid; gap: 0; }
.principle { padding: 24px 0; border-top: 1px solid var(--line); }
.principle:last-child { border-bottom: 1px solid var(--line); }
.principle h3 { font-size: 21px; font-weight: 600; margin-bottom: 8px; }
.principle p { color: var(--muted); }

.features { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 56px; border-top: 2px solid var(--ink); }
.feature { padding: 26px 0 28px; border-bottom: 1px solid var(--line); }
.feature:last-child:nth-child(odd) { grid-column: 1 / -1; }
.feature h3 { font-size: 21px; font-weight: 600; margin-bottom: 8px; }
.feature p { color: var(--muted); }

.copy-block { max-width: 66ch; }
.copy-block p + p { margin-top: 18px; }
.copy-block p { color: var(--muted); font-size: 18px; }

.panel { background: var(--surface); border: 1px solid var(--line); padding: 28px; }
.panel h3 { font-size: 20px; font-weight: 600; margin-bottom: 18px; }
.panel dl { margin: 0; display: grid; grid-template-columns: auto 1fr; gap: 12px 22px; font-size: 15.5px; }
.panel dt { font-family: "IBM Plex Mono", monospace; font-size: 11.5px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold); padding-top: 3px; }
.panel dd { margin: 0; color: var(--ink); overflow-wrap: anywhere; }
.panel a { color: var(--ink); }

.cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.cards.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.card { display: block; text-decoration: none; background: var(--surface); border: 1px solid var(--line); padding: 26px; }
.card:hover { border-color: var(--gold-fill); }
.card h3 { font-size: 21px; font-weight: 600; margin-bottom: 10px; }
.card p { color: var(--muted); font-size: 15.5px; }
.card .more { margin-top: 18px; }

.big-list { display: grid; gap: 0; border-top: 2px solid var(--ink); }
.big-item { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: 40px; padding: 36px 0; border-bottom: 1px solid var(--line); }
.big-item h2 { font-size: 30px; font-weight: 600; }
.big-item p { color: var(--muted); }
.big-item ul { list-style: none; margin: 18px 0 0; padding: 0; font-size: 15.5px; }
.big-item li { padding: 8px 0; border-top: 1px solid var(--line); display: flex; gap: 10px; }
.big-item li::before { content: ""; flex: none; width: 6px; height: 6px; margin-top: 10px; background: var(--gold-fill); }

.note { border-left: 3px solid var(--gold-fill); padding: 6px 0 6px 20px; color: var(--muted); max-width: 70ch; font-size: 16px; }

/* CTA band + contact */
.cta-band { background: var(--navy); color: var(--on-navy); padding-block: 72px; }
.cta-band .wrap { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 28px 48px; }
.cta-band h2 { font-size: clamp(28px, 3.6vw, 40px); font-weight: 600; max-width: 20ch; }
.cta-band p { margin-top: 12px; color: var(--on-navy-muted); font-size: 18px; max-width: 48ch; }
.contact { background: var(--navy); color: var(--on-navy); }
.contact .eyebrow { color: var(--gold-on-navy); }
.contact .grid { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: 64px; }
.contact h2 { font-size: clamp(32px, 4.4vw, 50px); font-weight: 600; }
.contact .lead { margin-top: 20px; color: var(--on-navy-muted); font-size: 18px; max-width: 42ch; }
.contact-meta { margin-top: 32px; font-family: "IBM Plex Mono", monospace; font-size: 13px; color: var(--on-navy-muted); line-height: 1.9; }
.contact-meta strong { color: var(--gold-on-navy); font-weight: 500; letter-spacing: 0.12em; text-transform: uppercase; font-size: 11.5px; display: block; margin-top: 14px; }
.contact-meta strong:first-child { margin-top: 0; }
.contact-meta a { color: var(--on-navy); }
form { display: grid; gap: 18px; }
.row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
label { display: block; font-family: "IBM Plex Mono", monospace; font-size: 11.5px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold-on-navy); margin-bottom: 8px; }
input, select, textarea { width: 100%; font: inherit; font-size: 16px; color: #EEF1F6; background: rgba(255, 255, 255, 0.05); border: 1px solid rgba(238, 241, 246, 0.24); padding: 13px 14px; border-radius: 0; }
select { appearance: none; background-image: linear-gradient(45deg, transparent 50%, #D9B566 50%), linear-gradient(135deg, #D9B566 50%, transparent 50%); background-position: calc(100% - 20px) 50%, calc(100% - 14px) 50%; background-size: 6px 6px; background-repeat: no-repeat; }
select option { color: #0B1F3A; background: #FFFFFF; }
textarea { min-height: 130px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: 2px solid #D9B566; outline-offset: 1px; border-color: #D9B566; }
.form-note { font-size: 13.5px; color: var(--on-navy-muted); }

/* Legal pages */
.prose { max-width: 72ch; }
.prose .updated { font-family: "IBM Plex Mono", monospace; font-size: 12.5px; letter-spacing: 0.06em; color: var(--muted); margin-bottom: 36px; }
.prose h2 { font-size: 26px; font-weight: 600; margin: 44px 0 14px; }
.prose h2:first-of-type { margin-top: 0; }
.prose p, .prose li { color: var(--muted); font-size: 17px; }
.prose p + p { margin-top: 14px; }
.prose ul { margin: 14px 0 0; padding-left: 22px; }
.prose li + li { margin-top: 8px; }
.prose a { color: var(--ink); }

/* Footer */
.site-footer { background: var(--navy); color: var(--on-navy-muted); border-top: 1px solid rgba(217, 181, 102, 0.22); }
.site-footer .wrap { padding-block: 48px 32px; }
.foot-grid { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr) minmax(0, 1fr); gap: 40px; }
.foot-grid address { font-style: normal; margin-top: 18px; font-size: 14.5px; line-height: 1.75; }
.foot-grid address a { color: var(--on-navy); }
.foot-title { font-family: "IBM Plex Mono", monospace; font-size: 11.5px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold-on-navy); margin-bottom: 14px; }
.foot-grid ul { list-style: none; margin: 0; padding: 0; }
.foot-grid li + li { margin-top: 10px; }
.foot-grid ul a { text-decoration: none; font-size: 14.5px; }
.foot-grid ul a:hover { color: var(--on-navy); }
.site-footer .disclaimer { margin-top: 40px; padding-top: 24px; border-top: 1px solid rgba(238, 241, 246, 0.12); font-size: 12.5px; color: #8496B3; max-width: 84ch; }
.site-footer .copy { margin-top: 12px; font-size: 13px; }

@media (max-width: 960px) {
  .hero .wrap { grid-template-columns: minmax(0, 1fr); padding-block: 56px 64px; gap: 40px; }
  .hero-art { max-width: 460px; }
  .services { grid-template-columns: minmax(0, 1fr); }
  .service, .service + .service { padding: 28px 0 10px; border-left: 0; }
  .service + .service { border-top: 1px solid var(--line); }
  .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 32px 24px; }
  .split, .contact .grid { grid-template-columns: minmax(0, 1fr); gap: 40px; }
  .big-item { grid-template-columns: minmax(0, 1fr); gap: 16px; }
  .cards, .cards.two { grid-template-columns: minmax(0, 1fr); }
  .foot-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
  section { padding-block: 68px; }
  .page-hero .wrap { padding-block: 40px 52px; }
}
@media (max-width: 820px) {
  .menu-btn { display: inline-block; }
  .site-nav {
    display: none; position: absolute; left: 0; right: 0; top: 100%;
    background: var(--hdr-bg); border-bottom: 1px solid var(--hdr-line);
    flex-direction: column; align-items: stretch; gap: 0; padding: 4px 20px 20px;
  }
  .site-nav.open { display: flex; }
  .site-nav a { padding: 15px 0; border-top: 1px solid var(--hdr-line); font-size: 16px; }
  .site-nav a[aria-current="page"] { box-shadow: none; padding-bottom: 15px; color: var(--gold); }
  .site-nav a.cta { margin-top: 14px; text-align: center; border-top: 0; padding: 14px 16px; }
}
@media (max-width: 620px) {
  .steps, .row, .features, .foot-grid { grid-template-columns: minmax(0, 1fr); }
  .brand img { height: 40px; }
  .panel dl { grid-template-columns: minmax(0, 1fr); gap: 4px; }
  .panel dd { margin-bottom: 12px; }
  body { font-size: 16px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }